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A Moment of Recognizing Progress

my default, me

While cleaning up and organizing some of my files (archiving old stuff and the like), I found my "budget" spreadsheet from 2011.  In the midst of my on-going anxiety issues, it was a nice reminder of how much better things are versus how they used to be.

I started January 2011 with nearly $43,000 in debt (not including the mortgage), $11,000 of that in credit cards.  I had little to no savings and what little I was saving was getting used so far.  I was spending almost $240/mth on my cell, internet, satellite, and security system.  The student loan needle wasn't moving at all.

Compared to now when I have $0 in credit card debt!  I have my starter emergency fund, plus additional sinking funds for the car, the girls, and other regular expenses.  I have a small, but growing fund for the roof repairs.  Those four bills are now down to just under $150/mth thanks to reducing my bills.  The student loan balance is finally coming down and is at under $30k!  Even the mortgage has dropped dramatically, from a balance of $121k back in January 2011 to $106k!!

While some of this was certainly made easier by the big raise a few years ago, I think it was also just plain getting a hold of my spending and learning to manage my money instead of letting it manage me.  Between the teachings of Dave Ramsey's My Total Money Makeover, Suze Orman, and Gail Vaz Oxlade, and the support (and occasional reminder of "no, that's not good financial sense") from my bud/accountability partner, it is a dramatic upswing.

It was a nice reminder of the good stuff in my life to counteract some of my anxiety issues.  :-)

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Tired

my default, me

So apparently my body hates me.  Got to sleep early (for me), fell asleep pretty quick, woke up at 4 am but managed to go back to sleep pretty quick.

Then woke up at 5 after, of all things, having a dream (nightmare?) about having a situation in our region for NaNo.  My brain woke up ridiculously over thinking it and would not shut up and let me go back to sleep.  Probably because it's the 17th and I have so much left to do still to get ready for this year.  :-(

I should have just gotten up and gone in to work early, maybe using the extra time to get something from Starbucks or the like, but nope, laid there awhile and finally went back to sleep. So alarm went off at 6 and yeah, half slept through till 6:50.

Most weeks these days I sleep poorly all week though, falling asleep late and then struggling to wake up in the morning.  The clock radio I got helped for awhile and got me back on track so I at least wasn't late to work, but my brain finally attuned even to that.  To give you an idea, I have that thing set to max volume - I can hear it clearly from the back door!  But my brain can still tune it out.  And even with two additional alarms on top of that one, I can still sleep through all of them up to 45 minutes.  *sigh* Probably time to change the iPad and phone's alarm sounds again.  Switching them up every few weeks seems to help for at least a little while.

Goal Check: September Progress

Hello Kitty Kimono, Hello Kitty Doll Festival

Not a single goal accomplished and little to no progress.  Sucks :-(

CAR

  1. Remove tint on car windows

FITNESS/HEALTH

  1. Consistently swim at least 4 3 days a week, 45+ minutes a time by July end of October
  2. Consistently swim at least 4 days a week, 60+ minutes a time by end of year
  3. Take bike to work on the rack on all good weather, no errand days and ride between office and garage & rec
  4. Currently at 184 lbs; be at 169 lbs by end of the year (i.e. lose 15 lbs) - as of my 10/06 weight in, at 180.9 lbs, which is a net loss of 3.1 lbs and down .9 from last month

WORK/WEB

  1. Finish updates to An Eclectic World
  2. Finish going through and cleaning up tags in LJ
  3. Continue posting regularly to ColdFusion Beyond, at least once a month - none in September

HOBBIES

  1. Read at least 200 books - Current count: 141 with 2 in progress!
  2. Greatly reduce HO game buying/playing - no more than $15 a month from fun money! - still doing well!
  3. Try painting again
  4. Finish The Last Story
  5. Read at least one of my "new" non-fiction books that have been in the to read pile for the last year

HOUSE

  1. Clean out junk/old paints from garage
  2. Put in flooring in kitchen
  3. Patch holes in the walls from removing old alarm system
  4. Repair the holes in the bathroom drywall
  5. Shore up the weak spots in the fence
  6. Mow the yard on a consistent basis - at least once a month

Status color guide: green for good progress, gray neutral/no change/non-progress comment, red for bad, bold dark red for cancelled/failed, bold blue for done, bold purple for new

Most Proud Of: Nothing done to be proud off

Least Proud Of: Lack of progress, especially with the swimming/exercise areas

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Goal Check: August Progress

Hello Kitty Kimono, Hello Kitty Doll Festival

Yet another month with very little done...bleh - most of the month has been focused on the painting of the cabinets and writing stuff.

CAR

  1. Remove tint on car windows

FITNESS/HEALTH

  1. Consistently swim at least 4 3 days a week, 45+ minutes a time by July end of September - yeah, still sucking here
  2. Consistently swim at least 4 days a week, 60+ minutes a time by end of year
  3. Take bike to work on the rack on all good weather, no errand days and ride between office and garage & rec
  4. Currently at 184 lbs; be at 169 lbs by end of the year (i.e. lose 15 lbs) - as of my 8/27 weight in, at 181.6 lbs, which is a net loss of 2.4 lbs and down 1.1 from last month
  5. Find primary care physician and get a "real" checkup - DONE! and despite being overweight, my numbers were mostly good

WORK/WEB

  1. Finish updates to An Eclectic World
  2. Finish going through and cleaning up tags in LJ
  3. Continue posting regularly to ColdFusion Beyond, at least once a month - two posts in August

HOBBIES

  1. Read at least 200 books - Current count: 137 with 2 in progress! - i.e. no change despite buying lots of new ones :-(
  2. Greatly reduce HO game buying/playing - no more than $15 a month from fun money! - bought none in August as well, just free ones
  3. Try painting again
  4. Finish The Last Story
  5. Read at least one of my "new" non-fiction books that have been in the to read pile for the last year

HOUSE

  1. Clean out junk/old paints from garage
  2. Put in flooring in kitchen
  3. Patch holes in the walls from removing old alarm system
  4. Repair the holes in the bathroom drywall
  5. Shore up the weak spots in the fence
  6. Mow the yard on a consistent basis - at least once a month - so so...freaking heat

Status color guide: green for good progress, gray neutral/no change/non-progress comment, red for bad, bold dark red for cancelled/failed, bold blue for done, bold purple for new

Most Proud Of: I got a check up, with blood drawing and everything

Least Proud Of: Failure to make any progress in pretty much anything else

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Goal Check: July Progress

Hello Kitty Kimono, Hello Kitty Doll Festival

Another month with very little done...bleh

CAR

  1. Remove tint on car windows

FITNESS/HEALTH

  1. Consistently swim at least 4 3 days a week, 45+ minutes a time by July August - was doing better until two weeks of being sick
  2. Consistently swim at least 4 days a week, 60+ minutes a time by end of year
  3. Take bike to work on the rack on all good weather, no errand days and ride between office and garage & rec - having to park outside during cabinet project, so can't keep the bike on the car
  4. Currently at 184 lbs; be at 169 lbs by end of the year (i.e. lose 15 lbs) - as of my 7/30 weight in, at 182.7 lbs, which is a net loss of 1.2 lbs...down .1 from last month
  5. Find primary care physician and get a "real" checkup - appointment made, just couldn't get me in until near the end of August :-)

WORK/WEB

  1. Finish updates to An Eclectic World
  2. Finish going through and cleaning up tags in LJ
  3. Continue posting regularly to ColdFusion Beyond, at least once a month - only did one post in July, so slowing down

HOBBIES

  1. Read at least 200 books - Current count: 137 with 2 in progress!
  2. Greatly reduce HO game buying/playing - no more than $15 a month from fun money! - did way better in July - bought NONE! (I did get new ones, but all from free coupon codes :-) )
  3. Try painting again
  4. Finish The Last Story
  5. Read at least one of my "new" non-fiction books that have been in the to read pile for the last year

HOUSE

  1. Clean out junk/old paints from garage
  2. Put in flooring in kitchen - purchased and waiting for me to finish those damn cabinets!
  3. Patch holes in the walls from removing old alarm system
  4. Repair the holes in the bathroom drywall
  5. Shore up the weak spots in the fence
  6. Mow the yard on a consistent basis - at least once a month - still mostly keeping up despite the heat and minus the two weeks of being sick

Status color guide: green for good progress, gray neutral/no change/non-progress comment, red for bad, bold dark red for cancelled/failed, bold blue for done, bold purple for new

Most Proud Of: I choose and purchased floors :-)

Least Proud Of: Continued lack of consistent exercise and lack of weight loss

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